🚨 The 5 Sneaky Tactics Insurance Companies Use to Pay You Less
And How to Protect Yourself After a Car Accident
By Mike Massey Law, PLLC – Fighting for Real People, Not Corporations
🧠 “They Seemed So Nice on the Phone…”
Insurance adjusters are trained to sound helpful—but make no mistake, their job is to save their company money, not get you justice.
If you’ve been injured in a car accident, here are the 5 sneaky tactics insurance companies use to reduce or deny your payout—and how to fight back.
🎭 1. The Friendly Adjuster Trick
“We just need a quick statement to wrap this up.”
They’ll act like they’re just checking in—but they’re recording you, hoping you’ll say something they can twist into:
-
Admitting partial fault
-
Downplaying your pain
-
Accepting a low payout
✅ Pro Tip: Never give a recorded statement without legal counsel.
💸 2. The Fast Lowball Offer
“We can send a check today if you’ll just sign this release.”
It might sound great—until you realize:
-
Your medical bills haven’t even hit yet
-
You’ve waived your right to sue later
-
You’re stuck paying for long-term care out of pocket
✅ Pro Tip: Never sign anything without reviewing the full extent of your injuries and losses.
🕐 3. The Delay Game
“We’re still reviewing the paperwork.”
They hope time works in their favor:
-
You’ll get frustrated
-
Bills will pile up
-
You’ll settle for less out of desperation
✅ Pro Tip: A letter from an attorney often “magically” speeds things up.
📉 4. The “Pre-Existing Condition” Excuse
“That back injury looks like something you already had.”
Even if you were fully functional before the accident, they may try to shift blame to your past.
✅ Pro Tip: Medical documentation and timeline matter. A good attorney will help show the accident made things worse.
🙈 5. The Ghosting Move
You file your claim—and then… silence.
No callbacks. No follow-up. No clear direction. They hope you’ll give up. Many people do.
✅ Pro Tip: Don’t let silence fool you. Your claim doesn’t go away, and you still have rights.
📲 The Best Defense? Knowledge + Representation
You don’t have to go it alone. At Mike Massey Law, we:
-
Deal with the insurance company for you
-
Connect you to medical treatment with no upfront costs
-
Charge nothing unless we win your case
📞 Book your free case review today:
👉 https://bit.ly/PIcalculator
📜 Disclaimer
This content is for informational purposes only and does not constitute legal advice. Reading this does not create an attorney-client relationship with Mike Massey Law, PLLC. Please consult a licensed attorney for advice specific to your case.
